Dealing with 'new year storms' are in every home

It is very important to know what you currently have in hand. Please list the entire cash, gold, deposits, the account you are investing, wages and all other earnings (bonuses, commissions ...). In addition to the financial resources of the entire statistics you are, you need both the debt statistics are suffering.

1. Up the list of the planned spending

Please list the items that you plan to spend in 2014 with the time period and specific costs (including the costs and expenses incurred) such as: fixed costs include the Bills such as electricity, water, gas, telephone, rent, ... Costs incurred such as: travel pay is going where, with maximum cost how much time? Buy the car, change the phone ...

2. The balance of income and expenses

The best you should set on the table its Exel built. Getting this balance self help you will adjust to suit 3 pig tube: living, investing, philanthropy with different purposes. If the income is less than your input output costs, you have to adjust to. If not, you must plan to increase revenue accordingly.

3. Plan your shopping

We need to plan clear need to buy the things for the new year, something not needed you can ignore. Avoid shopping status under "inspirational" just expensive, the gadget is not reasonable. Need a list of essential things needed to buy to avoid sa momentum into the recruiting of seller's promotion. The case is unbelievably cheap goods purchase idea home not fit back into very expensive.

4. Prepare financially

The lunar new year, how many accounts to spend as the holidays: gift, gifts, cigars and brave enough for you, ... You also need to make a list out of avoiding abuse or shortcomings.

5. Enlist stores ahead of the lunar new year

Stores from early to avoid increased market price. New year would that ball as the lunar new year, the price for this horrible speed racing. Have the time, you should enlist go shopping before the lunar new year, as soon as possible. The dried for Tet you can prepare in advance for not damage the mold lo.=