See the shared goal of a money 'hand chest key'

Realize the situation of the family's expenses consume a horrible way should be the person holding the hands of her family's key to chest, I was definitely trying to set up a manual recording expenses specific to save.

Already a long time themselves bored with the daily spending because Windows couldn't set the float or the establishment of the HA place also where vulnerabilities.

When setting the shared family spending, the hard part is maintaining the stitching done reports daily. When no determination made, the parents as well as himself will not be made up. His original plan was, if I a income is a. a target I want is B. Then, if you want to save a sum is C they must take account of A-B. The first time, monthly wages earned the couple, their rules about a threat. This is his account. Then the couple when needed for that goal. And then we are all spending account B, new world.

See how it's wrong, I'm struggling up one more account. 1 to account 1, savings accounts and bank interest. However, this cannot yet help yourself control account B by when his instant withdrawal still need hands.

Already a long time themselves bored with the daily spending because Windows couldn't set the float or the establishment of the HA place also where vulnerabilities. But once sitting talking to an acquaintance when I go shopping, I learned of her a few months experience managing spend very scientific and effective.

In particular, mothers wisdom he shared with us that, from what year she applied spending by taking out many window as follows.

-Window 1: she recorded the account of salary, bonus, the money she and British civil miscellaneous income each month.

-Window 2: She intended to record the monthly expenses such as tuition, the money spent on the stairs, money, money, money, money markets and water stores.

-Window 3: she recorded the account of currency spent by a day and how much, how many exist.

Thanks to the detailed records and 3 regular book that she knew her sister family monthly income how much, how much money. She grasped the bought the big as well as small items. When buying the item miscellaneous under 300 k then pooled to record allows the rats.

In particular, with smooth and unusual revenue-earning beyond salary to own always and never touch it again. This revenue should be used only when a large and have big into it.

See your spending too logical and detailed, can also be easily done so himself also plans to control spending. I just buy things really needed, buy just enough or a little amiss. His home has no extraordinary revenues as the House she should themselves set the excel file to track spending.

After more than 1 year established as spending, I noticed this. Set the window does not mean saving, but in the file which details spending, has coded according to individual items such as food, gasoline, car phone, errands, arise, equipment, stores, spending for baby ...

As the family that sisters can create separate sheet about income, planning, investment, balance ... Before that, I had also written to the manual but didn't record because the public sees except tired. Themselves often make the computer at home so I created the Board to spend on your very convenient. Before we have conducted the following savings from seeing the need to cut spending on daily chart.

-money: his previous usually takes at least 30-40 k for a feast that now his Office brought under rice, just enlist a break, saving, money market. Separately, computer basis per month I save 900 k.

-don't go to the supermarket. Express yourself on would buy fresh, medium, date of purchase should at least help to pour away due to failure. Again easy to control.

Set the window does not mean saving, but in the file which details spending, has coded according to individual items such as food, gasoline, car phone, errands, arise, equipment, stores, spending for baby ...

This is pretty much the savings account every month. Because going shopping or underhand khua this dish, other dishes are not necessary. For every day the market about 100 k food 2 packed well okie then. Also out of the Bank established 1 January term saving book.  Keep when I pay just enough amount of money to spend (also a few million), and how much will it pouring into this savings book.

The at irregular use by visa (supermarkets, restaurants, shopping centers, now many places accept LAM). But the account of this sudden, extreme also is limited.

The above is what I realize from the establishment of the shared daily spend. I saw this very book setting with lucrative the mother The mother also tried up crosswalk spirit created the shared expenditure will save quite a lot of it.=